WebAlways ask for a validation letter or confirmation about the debt. That way, if you do receive fake debt collection letters, you’ll be able to check them against the legit one from the... WebSep 14, 2024 · If you don’t want a debt collector to contact you again, all you have to do is say so in writing. You can tell them to contact your attorney instead or to stop contacting you altogether. Send your letter by certified mail, with a return receipt, and keep a copy for yourself. Sending this letter doesn’t get rid of the debt, however.

How to Know if a Debt Collector Is Legitimate - Experian

WebFeb 24, 2024 · Make sure to request a validation letter or confirmation from the collection agency. This way, you can confirm that the debt is legitimate and avoid being scammed. 2. Check your credit report Your credit report is a good place to start when you’re trying to resolve a debt with a collector. WebLemberg Law attorneys protect consumers from abusive debt collection agencies. If you are receiving unwanted collection calls at work, then you could have a case against the … making whole grain mustard

7 Tips to Stop Debt Collection Scammers Lexington Law

WebMar 4, 2024 · If the debt is legitimate, the original account may be listed on your credit report. Ask the collector to provide the name of the original creditor. With that information, you can check your report for the original … WebJan 12, 2015 · Some of these calls are from collection agencies collecting actual debt but many of these calls are fake. Our investigations have shown that many of these fake collector calls originate after a consumer applies for a payday loan online or filed bankruptcy a year or two before the calls start. Even if you never applied for a payday loan or filed ... WebOct 11, 2016 · Start by gathering information on the debt collector and the debt. Ask for a validation letter. Legitimate debt collectors should send you this information immediately … making white zinfandel wine